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Work culture, ethics in government , government jobs in India

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August 2019

Government blindly believes the lies of lazy panaji gujju fraudster brothers karan, nikhil, involved in BANKING FRAUD

Can gujju offiicals, community explain why LAZY LIAR GREEDY SHAMELESS panaji young gujju fraudsters karan, nikhil, do not open their paypal, bank account LEGALLY

google, tata are beating the nigerian fraudsters with their endless online frauds in India, with their shameless pathological liar employees criminally defaming the 1989 goa jee topper, falsely claiming that various lazy greedy liars and frauds, own her paypal, bank account, to get all the liars and frauds raw/cbi jobs with monthly salary without doing any work, without investing any money online at all.

The latest in the google, tata, online, banking fraud which started in the year 2010 and continues till date is how these fraud companies are now falsely claiming that the LAZY LIAR GREEDY SHAMELESS panaji young gujju fraudsters karan, nikhil, sons the SCHOOL DROPOUT cbi employee gujju housewife naina chandan, who looks like sneha wagh, who are not doing any computer, writing work, own the house, paypal, iwriter and bank account of the 1989 goa jee topper, a single woman engineer, who the gujju panaji gujju fraudster family hates.
No one will pass any comment if the LAZY LIAR GREEDY SHAMELESS panaji young gujju fraudsters karan, nikhil open their own paypal, bank account and offer services or sell products to customers outside india

However the LAZY LIAR GREEDY SHAMELESS panaji young gujju fraudsters karan, nikhil are RUTHLESS FRAUDS AND LIARS with no morals and integrity so these shameless cunning gujju fraudsters are falsely claiming to own the iwriter, paypal, and bank account of a hardworking single woman engineer to get a monthly government salary at the expense of the engineer
To cover up their BANKING, ONLINE FRAUD, these shameless perverted panaji gujju fraudsters karan, nikhil are molesting the woman engineer and circulating photoshopped videos, photos of the harmless single woman engineer when she is public places.

it is a reflection of the complete lack of morals and humanity of the gujju, goan, indian society and government that no one is questioning the PERVERTED LAZY LIAR gujju fraudster brothers karan, nikhil about their BANKING, PAYPAL FRAUD, why they are falsely claiming to own the paypal, iwriter, bank account of a single woman engineer they hate, why they are not opening their own paypal, bank account LEGALLY.



Goan government FALSELY associating slim goan bhandari R&AW employee sunaina chodan, a CALL GIRL with 1989 goa JEE topper to reward the CALL GIRL

People, companies and countries worldwide should be aware that the Goan government is FALSELY associating slim goan bhandari R&AW employee sunaina chodan, a CALL GIRL and other frauds like riddhi caro nayak, siddhi mandrekar with 1989 goa JEE topper to reward the CALL GIRL and give her great powers

The fraud male BRAHMIN btech 1993 ee classmates of the 1989 goa JEE topper working in NTRO led by j srinivasan, mhow cheater puneet hate the 1989 goa JEE topper so to destroy the life of the single woman engineer they are involved in a RELATIONSHIP FRAUD, FAKE REFERENCE FRAUD falsely claiming that the slim goan bhandari R&AW employee sunaina chodan, a CALL GIRL, who was not born in 1989 (and other frauds) was their btech 1993 ee classmate, has the impressive resume, savings of the single woman engineer they hate

After faking their relationship to steal the identity of the 1989 goa JEE topper to get their SUGAR BABIES raw/cbi jobs, in 2019 the NTRO employees are clear that they have no connection with the 1989 goa JEE topper and HATE her. The google, tata PIMPS of slim goan bhandari R&AW employee sunaina chodan, a CALL GIRL have also duped a large number of companies, countries and people that the call girl, with no online income, with no online investment, is a domain investor and online expert

So since the NTRO employees, slim goan bhandari R&AW employee sunaina chodan, a CALL GIRL, her google, tata pimps all hate the 1989 goa JEE topper and are not on talking terms with her in 2019, there is no reason why the goan and indian government should falsely associate raw employee sunaina chodan with the engineer, and divert almost all the correspondence of the engineer to the CALL GIRL who hates her, denying the engineer her fundamental rights



UK, France, overtake India GDP, due to government policy of rewarding SCHOOL DROPOUTS, CALL GIRLS, ROBBERS, CHEATERS

Government refuses to take action against LIAR BRIBE TAKING CORRUPT security agencies for their SKILLS, BANKING FRAUD
India is facing an economy crisis, joblessness, and it has slipped from the fifth place in world economies to seventh place, with UK, France overtaking it, because the indian and state government refuse to take action against the LIAR BRIBE TAKING CORRUPT security agencies for their SKILLS, BANKING FRAUD on hardworking SKILLED EXPERIENCED HONEST citizens and PAMPERING REWARDING ROBBERS, PROSTITUTES, SCHOOL DROPOUTS, CHEATERS, FRAUDS, giving all frauds monthly R&AW/cbi salaries only for MAKING FAKE CLAIMS

Instead of asking the security agencies to be honest and acknowledge citizens who are skilled and hardworking, the security agencies especially in goa are allowed to run amok and make FAKE CLAIMS about lazy greedy google, tata sponsored SEX service providers sunaina chodan, siddhi mandrekar, school dropouts like gujju housewife naina chandan, who looks like sneha wagh, her lazy fraud sons,karan, nikhil, robbers like riddhi nayak caro, veena, deepika, cheaters like bengaluru brahmin nayanshree hathwar,asmita patel, ruchika king, and other lazy fraud raw/cbi employees who have no online income, no online investment, because they are sugar babies and relatives of top government officials or offering BRIBES .

Hardworking SKILLED HONEST citizens who are the real exporters are criminally defamed, denied their fundamental rights by the liar security agencies, and waste their time fighting the CRIMINAL DEFAMATION of the indian security and intelligence agencies who continue to PAMPER, REWARD unskilled lazy greedy fraud citizens like gujju SCHOOL DROPOUT cbi employee housewife naina chandan, who does not have any SKILLS to contribute to the economy, and call girls who can only offer sex services to ntro employees

Bank details and income tax returns will legally exposing the SKILLS, BANKING, paypal, online fraud of the indian intelligence and security agency employees especially in goa, yet the government refuses to end the banking fraud, which is worse than the Nirav Modi fraud. In addition to being regularly defamed, humiliated, cheated and exploited by the security and intelligence agencies, SKILLED HARDWORKING paypal account holders, especially in goa have to waste their time, exposing the LIES, BANKING FRAUD of the security and intelligence agencies, adversely affecting their income



why is goa government falsely associating panaji ROBBER queen gsb housewife cbi employee riddhi nayak caro,a FRAUD with 1989 goa JEE topper

It can be legally proved that the google, tata sponsored panaji ROBBER queen gsb housewife cbi employee riddhi nayak caro, who looks like actress kangana ranaut, solange, the daughter and wife of the fraud top LIAR security agency employees in goa, caro, nayak, mandrekar, has never interacted with the 1989 goa JEE topper in her life
It is also clear that the top security agency employees in goa caro, nayak, mandrekar, pritesh chodankar, naik, all hate the 1989 goa JEE topper, since they are CRIMINALLY DEFAMING her for more than 7 years, making fake allegations without any proof, and also ROBBING almost all her correspondence without a legally valid reason.
The 1989 goa JEE topper is a harmless private citizen, experienced engineer, only in goa, the security agency employees hate her, she lived in other places, like Mumbai, and she did not face any problem till 2010, when the google,. tata masterminded identity theft fraud on her started with tata associates filing fake cases without any legally valid proof, to ruin her reputation

It can be also MEDICALLY AND LEGALLY PROVED that panaji ROBBER queen gsb housewife cbi employee riddhi nayak caro, has not answered JEE or worked as engineer, online, she is only relying on FAKE REFERENCES from the fraud ntro employee vijay, who hates the the 1989 goa JEE topper and gave FAKE REFERENCES to robber riddhi, to destroy the life of the 1989 goa JEE topper and also get career help from caro, nayak for getting their wife and daughter a cbi job with the stolen identity of the the 1989 goa JEE topper
It can be legally proved that the 1989 goa JEE topper has never interacted with vijay in her life
In 2019, it is clear that the cases filed by the tata associates were 100% FAKE, the 1989 goa JEE topper had never cheated anyone, the fake cases were filed only to destroy her life and steal her identity
No one has stopped panaji ROBBER queen gsb housewife cbi employee riddhi nayak caro from opening her own paypal, bank account, selling services and products to customers outside india, yet she is a shameless liar and cheater, falsely claiming to own the bank account of a harmless hardworking single woman engineer who she and her entire family hate, have CRIMINALLY DEFAMED for 10 years and is supported by google, tata in her fraud,
Yet in a massive fraud of the goan government it is falsely associating the panaji ROBBER queen gsb housewife cbi employee riddhi nayak caro,a ruthless animal like FRAUD & LIAR with 1989 goa JEE topper, to deny the 1989 goa JEE topper the income and opportunities she deserved.

When the panaji robber riddhi nayak caro, will never have the honesty and humanity to face the engineer, why is the goan and indian government falsely linking the riddhi nayak caro, a panaji robber housewife with the experienced single woman engineer to deny the engineer the income and opportunities she deserved.



Government support for indore robber R&AW employee housewife veena in her BANKING FRAUD proves that goa is one of worst states in India for business

The google, tata sponsored indore robber R&AW employee housewife veena who looks like actress deepika padukone is only looking after her house and family in indore, she never had any online income in her life and she never invested any money online in her life
All this can be legally proved in the court of law
yet bribed by the fraud companies google, tata who are beating the nigerian fraudsters as the greatest online fraudsters in the world, the BRIBE TAKING LIAR FRAUD top intelligence and security agency employees in goa prove that they are the greatest frauds in India , when they falsely claim that the indore ROBBER housewife, with no online income owns the paypal, banking account of her relative she ROBBED and tortured, and has no connection at all,so that the indore ROBBER gets a raw salary at the expense of her relative who she ROBBED

BANK DETAILS will legally prove that the intelligence and security agency employees in goa are LIARS, LACK CREDIBILITY AND SHOULD NOT BE TRUSTED when they make fake claims about the indore robber housewife veena after getting bribes from her fraud husband and another fraud raw employee deepika . The refusal of the goan government to question the officials who are making FAKE CLAIMS aout the indore housewife veena, who is involved in a BANKING FRAUD shows the terrible business conditions in goa.

In other states, the security agencies do not make fake claims about business ownership, falsely claim that ROBBER HOUSEWIVES from other states, call girls, school dropouts, with no online income , own the online business of a citizen in the state, only in goa, the corruption levels are so high that top officials have no qualms continue with their BANKING FRAUD for ten years

Similar problem is faced by other business owners in goa also, and goa is one of the worst states for doing business in India according to a survey
The CRISIL-SIDBI survey published in the June edition of ‘Market Pulse’, a monthly publication of the SIDBI, has also ranked states in business lending to individual units, in which too Goa has slipped to a lower position from 14th place in 2015-16 to 22nd position in 2018-19.
https://navhindtimes.in/state-msmes-are-in-decline-says-survey/




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