One of the examples of mismanagement and ineffeciency of the indian and goan government is how it blindly believes in the the lies of Goan bhandari R&AW employee CALL GIRL sunaina chodan because of her De De Pyar De type romance with top NTRO employees who are making fake claims about her, after enjoying FREE SEX with sunaina, arranged by google, tata pimps

google, tata sponsored Goan bhandari R&AW employee CALL GIRL sunaina chodan who is involved in BANKING, REAL ESTATE FRAUD for 7 years, falsely claiming to own the house, bank account, paypal account of a single woman engineer who sunaina and her powerfulfraud SUGAR DADDIES j srinivasan, puneet, Relatives pritesh chodankar, naik hate
While it is easy for the fraud LIAR ntro employees to make fake claims about the paypal account, domain names, it is not easy to fake bank account ownership, especially if the bank account is used regularly for withdrawing cash
If more than one person is claiming to own the bank account, and includes it in the income tax returns, the government agencies can easily ask for proof of ownership, or check with the bank since signature, pan number are linked with the account
For 10 years google, tata, ntro, raw, cbi have been hysterically making fake black money allegations against the DOMAIN INVESTOR, CRIMINALLY DEFAMING her , yet in a clear indication, that ntro, raw, cbi are fraud agencies., the 10 google, tata sponsored raw/cbi employees FAKING domain ownership, paypal account have not shown any paypal income in their income tax returns
Since 2015 it is compulsory to show all bank accounts in the income tax returns, the well paid raw/cbi employees are not showing any paypal income, yet are all getting monthly salaries only for MAKING FAKE CLAIMS of PAYPAL INCOME, indicating the inefficiency of the government
In fact officials in goa are aware that goan PROSTITUTE RAW employee goan bhandari sunaina chodan like indore robber housewife R&AW employe veena does not have any paypal income, they are not mentioning it in their INCOME TAX RETURNS in the last 5 years, yet they shamelessly make fake claims, get a government salary, indicating high level government fraud in the indian internet sector.

The ntro employees led by j srinivasan are involved in de de pyar de romance with sunaina who is more than twenty years younger and are making fake claims about sunaina, because they are romantically involved with her. yet instead of checking the income tax returns which are legally valid, the indian and goan government is blindly repeating the LIES of the Goan bhandari R&AW employee CALL GIRL sunaina chodan, criminally defaming the engineer whose bank account the raw employee FALSELY Claims to own.

this is posted as a FRAUD ALERT so that people are not fooled by the goan, indian government, google, tata pimp employees who are making fake claims about sunaina, to avoid paying goan bhandari sunaina for her SEX services from the million dollar profits that these large companies make, and the indian taxpayer pays sunaina for the sex she has with ntro employees

The indian economy’s GDP rate has declined, and india slipped from fifth to seventh position in the world in GDP because the top indian security, ntro, raw, cbi employees are extremely UNPATRIOTIC, DISHONEST LIARS who are doing everything possible to destroy the indian economy. The indian government is also at fault blindly believing in these LIARS. Countries like United States are powerful because they will jail LIARS, indian government refuses to listen to complaints against LIAR government employees for the last 10 years

Like the former chief economic adviser arvind subramanian correctly pointed out, the GDP growth depends on the real exports from the country and at present, the top government employees are doing everything possible to destroy exports, abusing their powers to CRIMINALLY DEFAME, CHEAT, EXPLOIT AND HUMILIATE the real exporters from india, rewarding all those who defame, cheat, rob or commit crimes on real exporters
This is a major problem in the indian internet sector where top officials defaming, humiliating and torturing real exporters, destroy their life and business, falsely claiming sex service providers, robber housewives, school dropout gujju housewives and their sons karan, nikhil, cheater raw/cbi employees with no online income are exporters to give all the call girls, frauds great powers, a monthly government salary.
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Income tax returns filed in 2019, will again legally prove that the 10 google, tata sponsored CALL GIRL, school dropout, cheater , robber, fraud raw/cbi employees faking a btech 1993 ee degree, domain ownership have no online income, yet they are getting a monthly raw/cbi salary at the expense of the real domain investor, who is criminally defamed and humiliated, denied her fundamental rights, correspondence ROBBED without a legally valid reason by the raw/cbi employees like sunaina chodan, siddhi mandrekar, riddhi nayak caro

The endless defamation of the government agencies causes a lot of mental stress and the exporter is forced to waste her time exposing the criminal defamation of the government agencies. The same time could be used more productively, writing and getting paid or similar activities which add to the business revenues., like selling domains. Instead the exporter, is forced to waste their time and resources exposing the financial fraud, LIES of ntro/raw/cbi employees

if raw/cbi wish to hire SEX SERVICE PROVIDERS like the sunaina, siddhi mandrekar, gujju sex queen naina chandan and their lazy liar sons karan, nikhil because top indian government employees cannot live without sex with their mother naina chandan, who looks like actress sneha wagh, the indian government should be honest that it offers permanent raw/cbi jobs for SEX service providers and their sons like karan, nikhil, only because these women offer EXCELLENT SEX SERVICES to top government employees
Similarly if raw/cbi are hiring robbers, cheaters like nayanshree hathwar, riddhi nayak caro, veena, they should be honest about the real reason, instead of criminally defaming the real exporters, humiliating her and destroying the reputation of the real exporter

Google, tata employees are excellent liars, criminally defaming citizens as part of the strategy to bribe top government employees, so that the fraud raw/cbi employees can bribe government employees on behalf of google, tata and these companies make even more profit. Can the indian government explain why indian exporters have to waste so much time and money, exposing the CRIMINAL DEFAMATION of the intelligence and security agencies at present, especially in goa

In a clear indication of extremely poor governance in goa, the Goa government refuses to take any action against FRAUD LIAR Goan bhandari official pritesh chodankar who is CRIMINALLY DEFAMING the harmless goa 1989 jee topper, a single woman engineer to ROB her correspondence without a legally valid reason, and then falsely claiming that his LAZY GREEDY PROSTITUTE relative R&AW employee sunaina chodan, who offers SEX services to fraud male BRAHMIN classmate of the 1989 goa jee topper, has the resume, savings of the engineer

Mumbai is a far larger city than goa, more problems can be created and the engineer was living there largely alone. her activities are similar in goa and mumbai, mainly writing on the computer and reading . yet in Mumbai the engineer was not labelled a security threat for 21 years, till 2010, when google, tata started their identity theft racket

In Mumbai, engineer was not labelled a security threat for 21 years, only in goa, caro, nayak, mandrekar, pritesh chodankar are falsely labelling a harmless engineer a security threat without any legally valid proof because the fraud companies google, tata are getting their CALL GIRL, ROBBER relatives like sunaina chodan, siddhi mandrekar,riddhi nayak caro who never answered JEE , raw/cbi jobs with the stolen identity, savings of the 1989 goa jee topper, a harmless single woman engineer

The 1989 goa jee topper is under surveillance for more than 10 years, no evidence is provided usually after 7 years, even surveillance of political figures is removed, yet only in goa the fraud security agency employees are making fake allegations so that their PROSTITUTE, LIAR, ROBBER relatives get a raw/cbi salary without doing any work, without investing any money

Can gujju offiicals, community explain why LAZY LIAR GREEDY SHAMELESS panaji young gujju fraudsters karan, nikhil, do not open their paypal, bank account LEGALLY

google, tata are beating the nigerian fraudsters with their endless online frauds in India, with their shameless pathological liar employees criminally defaming the 1989 goa jee topper, falsely claiming that various lazy greedy liars and frauds, own her paypal, bank account, to get all the liars and frauds raw/cbi jobs with monthly salary without doing any work, without investing any money online at all.

The latest in the google, tata, online, banking fraud which started in the year 2010 and continues till date is how these fraud companies are now falsely claiming that the LAZY LIAR GREEDY SHAMELESS panaji young gujju fraudsters karan, nikhil, sons the SCHOOL DROPOUT cbi employee gujju housewife naina chandan, who looks like sneha wagh, who are not doing any computer, writing work, own the house, paypal, iwriter and bank account of the 1989 goa jee topper, a single woman engineer, who the gujju panaji gujju fraudster family hates.
No one will pass any comment if the LAZY LIAR GREEDY SHAMELESS panaji young gujju fraudsters karan, nikhil open their own paypal, bank account and offer services or sell products to customers outside india

However the LAZY LIAR GREEDY SHAMELESS panaji young gujju fraudsters karan, nikhil are RUTHLESS FRAUDS AND LIARS with no morals and integrity so these shameless cunning gujju fraudsters are falsely claiming to own the iwriter, paypal, and bank account of a hardworking single woman engineer to get a monthly government salary at the expense of the engineer
To cover up their BANKING, ONLINE FRAUD, these shameless perverted panaji gujju fraudsters karan, nikhil are molesting the woman engineer and circulating photoshopped videos, photos of the harmless single woman engineer when she is public places.

it is a reflection of the complete lack of morals and humanity of the gujju, goan, indian society and government that no one is questioning the PERVERTED LAZY LIAR gujju fraudster brothers karan, nikhil about their BANKING, PAYPAL FRAUD, why they are falsely claiming to own the paypal, iwriter, bank account of a single woman engineer they hate, why they are not opening their own paypal, bank account LEGALLY.

People, companies and countries worldwide should be aware that the Goan government is FALSELY associating slim goan bhandari R&AW employee sunaina chodan, a CALL GIRL and other frauds like riddhi caro nayak, siddhi mandrekar with 1989 goa JEE topper to reward the CALL GIRL and give her great powers

The fraud male BRAHMIN btech 1993 ee classmates of the 1989 goa JEE topper working in NTRO led by j srinivasan, mhow cheater puneet hate the 1989 goa JEE topper so to destroy the life of the single woman engineer they are involved in a RELATIONSHIP FRAUD, FAKE REFERENCE FRAUD falsely claiming that the slim goan bhandari R&AW employee sunaina chodan, a CALL GIRL, who was not born in 1989 (and other frauds) was their btech 1993 ee classmate, has the impressive resume, savings of the single woman engineer they hate

After faking their relationship to steal the identity of the 1989 goa JEE topper to get their SUGAR BABIES raw/cbi jobs, in 2019 the NTRO employees are clear that they have no connection with the 1989 goa JEE topper and HATE her. The google, tata PIMPS of slim goan bhandari R&AW employee sunaina chodan, a CALL GIRL have also duped a large number of companies, countries and people that the call girl, with no online income, with no online investment, is a domain investor and online expert

So since the NTRO employees, slim goan bhandari R&AW employee sunaina chodan, a CALL GIRL, her google, tata pimps all hate the 1989 goa JEE topper and are not on talking terms with her in 2019, there is no reason why the goan and indian government should falsely associate raw employee sunaina chodan with the engineer, and divert almost all the correspondence of the engineer to the CALL GIRL who hates her, denying the engineer her fundamental rights

Government refuses to take action against LIAR BRIBE TAKING CORRUPT security agencies for their SKILLS, BANKING FRAUD
India is facing an economy crisis, joblessness, and it has slipped from the fifth place in world economies to seventh place, with UK, France overtaking it, because the indian and state government refuse to take action against the LIAR BRIBE TAKING CORRUPT security agencies for their SKILLS, BANKING FRAUD on hardworking SKILLED EXPERIENCED HONEST citizens and PAMPERING REWARDING ROBBERS, PROSTITUTES, SCHOOL DROPOUTS, CHEATERS, FRAUDS, giving all frauds monthly R&AW/cbi salaries only for MAKING FAKE CLAIMS

Instead of asking the security agencies to be honest and acknowledge citizens who are skilled and hardworking, the security agencies especially in goa are allowed to run amok and make FAKE CLAIMS about lazy greedy google, tata sponsored SEX service providers sunaina chodan, siddhi mandrekar, school dropouts like gujju housewife naina chandan, who looks like sneha wagh, her lazy fraud sons,karan, nikhil, robbers like riddhi nayak caro, veena, deepika, cheaters like bengaluru brahmin nayanshree hathwar,asmita patel, ruchika king, and other lazy fraud raw/cbi employees who have no online income, no online investment, because they are sugar babies and relatives of top government officials or offering BRIBES .

Hardworking SKILLED HONEST citizens who are the real exporters are criminally defamed, denied their fundamental rights by the liar security agencies, and waste their time fighting the CRIMINAL DEFAMATION of the indian security and intelligence agencies who continue to PAMPER, REWARD unskilled lazy greedy fraud citizens like gujju SCHOOL DROPOUT cbi employee housewife naina chandan, who does not have any SKILLS to contribute to the economy, and call girls who can only offer sex services to ntro employees

Bank details and income tax returns will legally exposing the SKILLS, BANKING, paypal, online fraud of the indian intelligence and security agency employees especially in goa, yet the government refuses to end the banking fraud, which is worse than the Nirav Modi fraud. In addition to being regularly defamed, humiliated, cheated and exploited by the security and intelligence agencies, SKILLED HARDWORKING paypal account holders, especially in goa have to waste their time, exposing the LIES, BANKING FRAUD of the security and intelligence agencies, adversely affecting their income

It can be legally proved that the google, tata sponsored panaji ROBBER queen gsb housewife cbi employee riddhi nayak caro, who looks like actress kangana ranaut, solange, the daughter and wife of the fraud top LIAR security agency employees in goa, caro, nayak, mandrekar, has never interacted with the 1989 goa JEE topper in her life
It is also clear that the top security agency employees in goa caro, nayak, mandrekar, pritesh chodankar, naik, all hate the 1989 goa JEE topper, since they are CRIMINALLY DEFAMING her for more than 7 years, making fake allegations without any proof, and also ROBBING almost all her correspondence without a legally valid reason.
The 1989 goa JEE topper is a harmless private citizen, experienced engineer, only in goa, the security agency employees hate her, she lived in other places, like Mumbai, and she did not face any problem till 2010, when the google,. tata masterminded identity theft fraud on her started with tata associates filing fake cases without any legally valid proof, to ruin her reputation

It can be also MEDICALLY AND LEGALLY PROVED that panaji ROBBER queen gsb housewife cbi employee riddhi nayak caro, has not answered JEE or worked as engineer, online, she is only relying on FAKE REFERENCES from the fraud ntro employee vijay, who hates the the 1989 goa JEE topper and gave FAKE REFERENCES to robber riddhi, to destroy the life of the 1989 goa JEE topper and also get career help from caro, nayak for getting their wife and daughter a cbi job with the stolen identity of the the 1989 goa JEE topper
It can be legally proved that the 1989 goa JEE topper has never interacted with vijay in her life
In 2019, it is clear that the cases filed by the tata associates were 100% FAKE, the 1989 goa JEE topper had never cheated anyone, the fake cases were filed only to destroy her life and steal her identity
No one has stopped panaji ROBBER queen gsb housewife cbi employee riddhi nayak caro from opening her own paypal, bank account, selling services and products to customers outside india, yet she is a shameless liar and cheater, falsely claiming to own the bank account of a harmless hardworking single woman engineer who she and her entire family hate, have CRIMINALLY DEFAMED for 10 years and is supported by google, tata in her fraud,
Yet in a massive fraud of the goan government it is falsely associating the panaji ROBBER queen gsb housewife cbi employee riddhi nayak caro,a ruthless animal like FRAUD & LIAR with 1989 goa JEE topper, to deny the 1989 goa JEE topper the income and opportunities she deserved.

When the panaji robber riddhi nayak caro, will never have the honesty and humanity to face the engineer, why is the goan and indian government falsely linking the riddhi nayak caro, a panaji robber housewife with the experienced single woman engineer to deny the engineer the income and opportunities she deserved.

The google, tata sponsored indore robber R&AW employee housewife veena who looks like actress deepika padukone is only looking after her house and family in indore, she never had any online income in her life and she never invested any money online in her life
All this can be legally proved in the court of law
yet bribed by the fraud companies google, tata who are beating the nigerian fraudsters as the greatest online fraudsters in the world, the BRIBE TAKING LIAR FRAUD top intelligence and security agency employees in goa prove that they are the greatest frauds in India , when they falsely claim that the indore ROBBER housewife, with no online income owns the paypal, banking account of her relative she ROBBED and tortured, and has no connection at all,so that the indore ROBBER gets a raw salary at the expense of her relative who she ROBBED

BANK DETAILS will legally prove that the intelligence and security agency employees in goa are LIARS, LACK CREDIBILITY AND SHOULD NOT BE TRUSTED when they make fake claims about the indore robber housewife veena after getting bribes from her fraud husband and another fraud raw employee deepika . The refusal of the goan government to question the officials who are making FAKE CLAIMS aout the indore housewife veena, who is involved in a BANKING FRAUD shows the terrible business conditions in goa.

In other states, the security agencies do not make fake claims about business ownership, falsely claim that ROBBER HOUSEWIVES from other states, call girls, school dropouts, with no online income , own the online business of a citizen in the state, only in goa, the corruption levels are so high that top officials have no qualms continue with their BANKING FRAUD for ten years

Similar problem is faced by other business owners in goa also, and goa is one of the worst states for doing business in India according to a survey
The CRISIL-SIDBI survey published in the June edition of ‘Market Pulse’, a monthly publication of the SIDBI, has also ranked states in business lending to individual units, in which too Goa has slipped to a lower position from 14th place in 2015-16 to 22nd position in 2018-19.
https://navhindtimes.in/state-msmes-are-in-decline-says-survey/

The extremely tragic suicide of VG Siddhartha the owner of Cafe Coffee Day, exposes the government harassment of business owners, making it extremely risky to start and run any kind of business in India
Cafe Coffee Day was a very reputed brand, in India, with outlets all over india, yet the founder faced a lot of harassment.

The intelligence and security agencies are falsely labelling the domain investor as being a security threat for complaining about harassment, abuse of power, nepotism, corruption, yet the fact remains that a large number of citizens are facing intense harassment by government employees who have no legally valid proof against them.

Almost all the content of all the websites in the network is about corruption, nepotism and fraud of the government employees especially, ntro, raw, cbi, security agencies since 2010, who cannot be identified or held accountable
the indian government has wasted Rs 4 crore of taxpayer money annually to harass, defame, cheat and exploit the domain investor owning this website, since 2010, with 10 google, tata sponsored call girl, school dropout,robber, cheater raw/cbi employees impersonating the domain investor to get a monthly government salary without doing any work, without investing any money, at the expense of the domain investor.

The indian economy is facing problems like lack of jobs mainly because of this abuse of power, harassment and lack of honesty, humanity of top government employees who are quick to make fake allegations without any proof at all against harmless hardworking honest citizens, wasting crores of rupees of indian taxpayer money in the process.
It is hoped that the cowardly mainstream media in India, has the courage and discusses the harassment of business owners, by the well paid government employees who are already getting a salary and pension, yet are not held accountable for their endless atrocities

Making fake claims about writing work of nayanshree hathwar, sunaina chodan, riddhi caro nayak proves that ntro employees especially j srinivasan, vijay are MENTALLY UNSOUND sociopaths
The ntro employees especially j srinivasan, vijay, parmar are aware that their lazy greedy unskilled girlfriends/sugar babies nayanshree hathwar, sunaina chodan, riddhi nayak caro, naina chandan, her lazy fraud sons nikhil, karan, are not doing any computer work at all.
Yet in a clear indication that these employees are MENTALLY UNSOUND sociopaths they are making fake claims that their sugar babies who are not spending any time online, own the paypal, bank account of a single woman engineer who they hate
Since 2010 , these ntro employees have shown all signs that they are SOCIOPATHS and abusive behavior with their endless atrocities on the domain investor, engineer
Isolating completely
Exploits others without guilt or shame. …
Frequently demeans, intimidates, bullies, or belittles others
Faking help to rob correspondence for 10 years

They do not even realize that when they are making fake claims of writing work, they are exploiting, defaming and cheating the real writer, who is spending a lot of time writing .
The indian government is so regressive that it does not even realize that its employees are narcissitic sociopaths, involved in abusive behavior of a harmless private citizen who they hate for more than 10 years wasting crores of rupees of taxpayer money

Other intelligence agencies have realized that ntro employees are sociopaths, narcissitic, ruthlessly and mercilessly abusing and exploiting the harmless engineer, without facing her, forcing her to complain loudly, so it is sending messages on quora repeatedly while the indian government refuses to realize that its employees are mentally unsound liars.